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David E Bolger​​​

​​                                          FREE CONSULTATION

Attorney at Law
Working Tirelessly in the Unifour Area in the Field of  Bankruptcy Since 2001

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     We now have two locations:      Lenoir and Hickory!
Misconceptions About Debt Consolidation


A misconception is that making monthly payments with a debt settlement
company looks better than a Chapter 13 payment. The reality is that
it does not look better on your credit. It is much more expensive
and creditors do not  have to participate. You are still paying less than what is owed and will be reflected as such on your credit.