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David E Bolger​​​

​​                                          FREE CONSULTATION

Attorney at Law
Working Tirelessly in the Unifour Area in the Field of  Bankruptcy Since 2001

​Schedule Appointment
     We now have two locations:      Lenoir and Hickory!

Reduce your monthly payment

           Basically, all your debts are consolidated into one payment per month for up to 60 months. 
         Your unsecured debts are paid as little as 1%. If you have a mortgage payment it is also 
         included while you are in the Chapter 13 plan. You make a monthly payment to the Trustee and he 
         pays creditors what they are entitled to receive.

For example, Suppose you owe $20,000 in unsecured debt and it is costing  $500 per
month to make a minimal payments.In a Chapter 13 your payment would be 
approximately $100 per month.

I can give you a quick estimated monthly payment to see if Chapter 13 will help your current 
financial situation